[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cinuba.sk\/ako-sporit-a-neriskovat\/#Article","mainEntityOfPage":"https:\/\/www.cinuba.sk\/ako-sporit-a-neriskovat\/","headline":"Ako spori\u0165 a neriskova\u0165","name":"Ako spori\u0165 a neriskova\u0165","description":"Dnes si \u013eudia zvolia \u010dasto iba jeden sp\u00f4sob, ako spori\u0165 \u010di investova\u0165 svoje prostriedky, \u010do je v\u0161ak nebezpe\u010dn\u00e9, riskantn\u00e9. Sta\u010d\u00ed \u00fazko p\u00f4sobiaca kr\u00edza a\u00a0va\u0161e invest\u00edcie \u010di \u00faspory s\u00fa v\u00a0\u010dudu. \u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u017didia poznali a\u00a0uplat\u0148ovali e\u0161te v\u00a0minulom storo\u010d\u00ed nasledovn\u00e9 pravidlo: ,,Tretinu majetku maj v\u00a0nehnute\u013enostiach, tretinu maj v\u00a0hotovosti pod vank\u00fa\u0161om, tretinu maj v\u00a0zlate.\u201c To sa d\u00e1 uplatni\u0165 i\u00a0na […]","datePublished":"2017-10-23","dateModified":"2017-10-23","author":{"@type":"Person","@id":"https:\/\/www.cinuba.sk\/author\/#Person","name":"","url":"https:\/\/www.cinuba.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cinuba.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cinuba.sk\/wp-content\/uploads\/img_a283942_w16472_t1514037559.jpg","url":"https:\/\/www.cinuba.sk\/wp-content\/uploads\/img_a283942_w16472_t1514037559.jpg","height":0,"width":0},"url":"https:\/\/www.cinuba.sk\/ako-sporit-a-neriskovat\/","wordCount":372,"articleBody":"Dnes si \u013eudia zvolia \u010dasto iba jeden sp\u00f4sob, ako spori\u0165 \u010di investova\u0165 svoje prostriedky, \u010do je v\u0161ak nebezpe\u010dn\u00e9, riskantn\u00e9. Sta\u010d\u00ed \u00fazko p\u00f4sobiaca kr\u00edza a\u00a0va\u0161e invest\u00edcie \u010di \u00faspory s\u00fa v\u00a0\u010dudu.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u017didia poznali a\u00a0uplat\u0148ovali e\u0161te v\u00a0minulom storo\u010d\u00ed nasledovn\u00e9 pravidlo: ,,Tretinu majetku maj v\u00a0nehnute\u013enostiach, tretinu maj v\u00a0hotovosti pod vank\u00fa\u0161om, tretinu maj v\u00a0zlate.\u201c To sa d\u00e1 uplatni\u0165 i\u00a0na \u00faspory i\u00a0na invest\u00edcie: m\u00e1lokedy pr\u00edde tak\u00e1 kr\u00edza, \u017eeby postihla naraz v\u0161etky tri sektory. Tak\u00e9muto nakladaniu s\u00a0\u00fasporami a\u00a0invest\u00edciami sa hovor\u00ed diverzifik\u00e1cia.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 Iste\u017ee, tak\u00fdto sp\u00f4sob sporenia a\u00a0investovania sa d\u00e1 uplat\u0148ova\u0165 a\u017e vtedy, ke\u010f m\u00e1te ist\u00fd obnos pe\u0148az\u00ed, jednoducho nejak\u00e9 prostriedky, s\u00a0ktor\u00fdmi m\u00f4\u017eete takto naklada\u0165, ktor\u00e9 m\u00f4\u017eete diverzifikova\u0165.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u010eal\u0161\u00edm d\u00f4le\u017eit\u00fdm \u010dinite\u013eom pri \u00faspe\u0161nom sporen\u00ed, ale predov\u0161etk\u00fdm investovan\u00ed, je analytick\u00e9 myslenie. Uvedieme si jednoduch\u00fd pr\u00edklad: ka\u017ed\u00fdch p\u00e4\u0165 a\u017e \u0161es\u0165 rokov zasiahnu ist\u00e9 oblasti zemegule pravideln\u00e9 hurik\u00e1ny, tajf\u00fany a\u00a0cykl\u00f3ny. Ke\u010f\u017ee to \u013eudia vedia, stavaj\u00fa si domy z\u00a0drevotriesky, aby po tom, ako im dom zni\u010d\u00ed vietor a\u00a0lietaj\u00face trosky, nemali ve\u013ea pr\u00e1ce s\u00a0odpratan\u00edm trosiek domu, a\u00a0z\u00e1rove\u0148 preto, \u017ee je tak\u00fd dom, z\u00a0drevotriesky, lacnej\u0161\u00ed. A\u00a0tak si po\u010dk\u00e1te na pohromu podobn\u00fa, potom po\u010dk\u00e1te \u0161tyri roky, zainvestujete do spolo\u010dnosti vyr\u00e1baj\u00facej drevotriesku, ktor\u00e1 sa nach\u00e1dza bl\u00edzko bud\u00facej postihnutej oblasti, a\u00a0u\u017e iba po\u010dk\u00e1te p\u00e1r mesiacov, k\u00fdm pr\u00edde pohroma znovu, a\u00a0va\u0161a invest\u00edcia sa r\u00fdchlo vr\u00e1ti mnohon\u00e1sobne.\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0 \u010co sa \u00faspor t\u00fdka: ak si v\u0161etko nech\u00e1te v\u00a0hotovosti, \u010di v\u00a0banke, jednoducho v\u00a0peniazoch, najbli\u017e\u0161ia infl\u00e1cia \u010di zmena meny v\u00e1s m\u00f4\u017ee zni\u010di\u0165. Ak si d\u00e1te v\u0161etko do zlata, zlato bude pol roka sa pred\u00e1va\u0165 za dvadsa\u0165ro\u010dn\u00e9 minimum, a\u00a0to v\u00a0polroku, v\u00a0ktor\u00e9ho priebehu vy pr\u00e1ve potrebujete zaplati\u0165 oper\u00e1ciu, po\u017ei\u010da\u0165 zn\u00e1memu, jednoducho potrebuje \u010das\u0165 zlata preda\u0165, je to tie\u017e ve\u013emi zl\u00e9.                                                                                                                                                                                                                                                                                                                                                                                        4.7\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako spori\u0165 a neriskova\u0165","item":"https:\/\/www.cinuba.sk\/ako-sporit-a-neriskovat\/#breadcrumbitem"}]}]