[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cinuba.sk\/stavebne-sporenie-a-vase-peniaze\/#Article","mainEntityOfPage":"https:\/\/www.cinuba.sk\/stavebne-sporenie-a-vase-peniaze\/","headline":"Stavebn\u00e9 sporenie a va\u0161e peniaze","name":"Stavebn\u00e9 sporenie a va\u0161e peniaze","description":"Pri k\u00fape nehnute\u013enosti mus\u00ed takmer ka\u017ed\u00fd \u010dlovek siahnu\u0165 na po\u017ei\u010danie si pe\u0148az\u00ed z\u00a0banky alebo od niekoho. Dnes si u\u017e m\u00e1lokto cel\u00fd \u017eivot bude spori\u0165 len na to, aby mohol b\u00fdva\u0165. Ke\u010f si to porovn\u00e1me s\u00a0t\u00fdm, \u017ee za n\u00e1jom sa platia tie\u017e nemal\u00e9 peniaze, tak potom po\u017ei\u010danie si pe\u0148az\u00ed n\u00e1s vyjde o\u00a0dos\u0165 lep\u0161ie ako iba vyhadzovanie […]","datePublished":"2019-10-18","dateModified":"2019-10-18","author":{"@type":"Person","@id":"https:\/\/www.cinuba.sk\/author\/#Person","name":"","url":"https:\/\/www.cinuba.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/614460c3109f6ef46730ae87c5e2be623f574940fabcec1214dc0d8d5af688cf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cinuba.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cinuba.sk\/wp-content\/uploads\/img_a307492_w16828_t1571844576.jpg","url":"https:\/\/www.cinuba.sk\/wp-content\/uploads\/img_a307492_w16828_t1571844576.jpg","height":0,"width":0},"url":"https:\/\/www.cinuba.sk\/stavebne-sporenie-a-vase-peniaze\/","about":["Peniaze"],"wordCount":407,"articleBody":"Pri k\u00fape nehnute\u013enosti mus\u00ed takmer ka\u017ed\u00fd \u010dlovek siahnu\u0165 na po\u017ei\u010danie si pe\u0148az\u00ed z\u00a0banky alebo od niekoho. Dnes si u\u017e m\u00e1lokto cel\u00fd \u017eivot bude spori\u0165 len na to, aby mohol b\u00fdva\u0165. Ke\u010f si to porovn\u00e1me s\u00a0t\u00fdm, \u017ee za n\u00e1jom sa platia tie\u017e nemal\u00e9 peniaze, tak potom po\u017ei\u010danie si pe\u0148az\u00ed n\u00e1s vyjde o\u00a0dos\u0165 lep\u0161ie ako iba vyhadzovanie pe\u0148az\u00ed von oknom \u2013 platenie podn\u00e1jmu alebo pren\u00e1jmu.\tStavebn\u00e9 sporenie \u2013 \u00e1no, \u010di nie?Stavebn\u00e9 sporenie za\u017e\u00edvalo svoj ve\u013ek\u00fd boom pred p\u00e1r rokmi, dnes je u\u017e sk\u00f4r na \u00fastupe. Je to mo\u017eno aj preto, \u017ee tie peniaze, ktor\u00e9 tam vlo\u017e\u00edte si nem\u00f4\u017eete kedyko\u013evek slobodne vybra\u0165, ale mus\u00edte si ich spori\u0165 na ur\u010dit\u00fd cie\u013e a\u00a0t\u00fdm je b\u00fdvanie. S\u00fa to va\u0161e peniaze a\u00a0aj tak mus\u00edte dokladova\u0165 \u00fa\u010del, na ktor\u00fd ste ich pou\u017eili. A\u00a0pritom v\u00e1s obmedzuj\u00fa r\u00f4znymi v\u00fdnimkami, \u010do sa m\u00f4\u017ee zapo\u010d\u00edta\u0165 do rekon\u0161trukcie bytu alebo domu, a\u00a0\u010do sa nem\u00f4\u017ee zapo\u010d\u00edta\u0165.Poviem v\u00e1m rovno, ka\u017ed\u00e1 banka to m\u00e1 ve\u013emi dobre vymyslen\u00e9 a\u00a0premyslen\u00e9 ako zarobi\u0165 na svojich klientoch. Najhor\u0161ie na tom je to, \u017ee v\u00e1m v\u00a0banke nepovedia v\u0161etko, iba to, \u010do chc\u00fa. Ke\u010f neviete ako sa p\u00fdta\u0165, tak v\u00e1s ober\u00fa o\u00a0v\u0161etko a\u00a0vy sa e\u0161te te\u0161\u00edte ako ste dobre obi\u0161li. Pritom v\u00e1s v\u0161ak nachytali. M\u00e1lokto si predsa pre\u010d\u00edta cel\u00fa zmluvu, ktor\u00fa podpisuje. Ve\u010f je to len \u010fal\u0161\u00ed zdrap papiera, ktor\u00fd v\u00e1m pribudne do va\u0161ich zaklada\u010dov…Najv\u00e4\u010d\u0161\u00edm klamom je pod\u013ea m\u0148a to, \u017ee ke\u010f si chcete vybra\u0165 vlastn\u00e9 peniaze, tak mus\u00edte zdokladova\u0165 na \u010do ste vlastn\u00e9 peniaze pou\u017eili. Ok, trochu v\u00e1m ich zhodnotia, ale to nie s\u00fa nejak\u00e9 horibiln\u00e9 sumy, za ktor\u00e9 by ste sa i\u0161li zab\u00edja\u0165. Takisto \u0161t\u00e1tna pr\u00e9mia je tak\u00e1 mal\u00e1 vzh\u013eadom na sumu, ktor\u00fa tam mus\u00edte vlo\u017ei\u0165, \u017ee to fakt ned\u00e1va v\u00fdznam, aby ste im poskytovali peniaze na to, aby oni s\u00a0nimi mohli obchodova\u0165 a\u00a0e\u0161te si mus\u00edte plati\u0165 aj vedenie \u00fa\u010dtu. Rad\u0161ej doma pod vank\u00fa\u0161om a\u00a0m\u00f4\u017eete s\u00a0nimi slobodne disponova\u0165… ve\u010f \u010do, ke\u010f sa n\u00e1hodou nie\u010do vy\u010dud\u00ed..                                                                                                                                                                                                                                                                                                                                                                                        4.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Stavebn\u00e9 sporenie a va\u0161e peniaze","item":"https:\/\/www.cinuba.sk\/stavebne-sporenie-a-vase-peniaze\/#breadcrumbitem"}]}]